Are You Vehicle-Less After An Accident?

RISK AFRICA MAGAZINE 30/01/2017 : Car HireCan you imagine a day without a car? The reality is 9 out of 10 people run the risk of being vehicle-less because they don’t have a car rental option on their vehicle insurance cover. This is according to a new report by Avis Rent a Car.

There are just over 11.4 million registered cars on the roads in South Africa, and 70% of those cars do not have insurance, making it only 30% of car owners with some sort of insurance. Of the 30% that have insurance, only 10% opt for car rental to be included in their policy.

The insurance car rental option guarantees the convenience of having a replacement vehicle should your car be involved in an accident. The harsh reality is that 48.8% of accidents are caused by motor cars and SUV’s on South African roads, resulting in a bulk of those car owners involved in an accident not having a replacement vehicle whilst their car is in for repairs.

Lance Smith, sales executive for Avis Rent a Car, says the importance of having a replacement vehicle as part of your insurance policy is something that is often overlooked by car owners yet is potentially one of the biggest benefit of any car insurance cover.

“We read all the time about the amount of cars involved in accidents on our roads, yet very few of those cars have insurance, let alone the car rental option. The car rental option is something that is often ignored, yet a day without a car in your life can change everything. Car owners need to get into the habit of asking about the car rental option when they get their insurance.”

He says that statistics reveal that there is a high probability that you might be involved in a car accident on South African roads, in the event it happens, be prepared and ensure life carries on by having a rental vehicle provided to you whilst yours is being fixed.

“Not having insurance cover for your car may save you money in the short run, yet in the long run, this could prove to be a more expensive option as you will be liable for replacement or fixing of your car should you be involved in an accident. Insurance guarantees peace of mind for car owners,” says Smith.

Car owners who do not have the car rental option on their insurance cover, can in the event that they are involved in an accident, contact Avis for a great rental deal whilst their car is being repaired.

Catch the full story in the March 2017 issue of RISKAFRICA Magazine.